


The analytical tool used is SEM-warp PLS version 6. Method: using the method of nonprobability sampling and purposive sampling, household units were sampled as many as 390 respondents with population areas of Pekanbaru City, Indonesia.

The purpose of this study is: to test debt behavior with a financial inclusion. Until now debt behavior has become a trend in modern household life for a variety of reasons, therefore household debt behavior still has an appeal for a research study. Pengaruh Kinerja Keuangan Terhadap Nilai Perusahaan (Kebijakan Dividen Sebagai. Model has the highest level of accuracy compared to other predictive models that are equal toħ8.95%, followed by Springate Model which has an accuracy rate of 47.37%, and the last one,ĭebt behavior in daily life is not new debt behavior is almost as old as human civilization because it has been detected since 3200 years BC. Dasar-dasar Manajemen Keuangan Buku 2 Edisi 11. Research showed that Zmijewski Model is the most accurate predictive models that can beĪpplied to coal mining company listed on the Indonesia Stock Exchange (IDX) because this Data collection methods were desk research. Listed in IDX respectively from 2011 until 2011, and have audited financial statements for theįiscal year 2011 – 2014. The sampling technique which required the following criteria: go public Coal Mining Companies The respondent is 19 Coal MiningĬompanies listed in IDX taken from 22 companies’ population. Listed in Indonesia Stock Exchange (IDX), using Altman Model (Z-score, Springate Model (SScore)Īnd Zmijewski Model (X-Score) approaches. There is not yet understanding apparatus of village government about strategy and performance related village financial management.This research was conducted to determine the bankruptcy possibility of Coal Mining Companies The result of research indicate that in village financial management start at planning stage to monitoring stage there is inconsistency implemented basic in village financial management, there is abuse of authority by village chief, there is unsynchronous between Work Plan of Village Government and Work Plan of Region Goverment, there is improperly with regulation along with ineffective in monitoring village financial management. The data analysis comprise: (a) domein analysis, (b) taxonomy analysis, (c) component analysis, and (d) tema analysis. The procedure of collect data used by interview, testing of document, and observed of behavior. The unit of analysis at this research is individu that management of village financial at village government. The source of data in this research is words, behavior and action at people that observed, interviewed and participated. The informant in this research is Village Chief, Village Secretary, Village Treasure, Section Chief and member of Village Consultative Body. The site of research is Bungurasih Village Waru District Sidoarjo Regency and Kamal Village Kamal District Bangkalan Region Jawa Timur Province. The instruiment of research is researcher. The approach perspective of research is fenomenology-critic. This research using qualitative methodology. The purpose of this research to explore of understanding and criticizing strategy of village financial management start at planning stage to monitoring stage in term increasing performance of village. Lampiran Buku Disertasi B5-dikonversi.pdf

Strategi Manajemen Keuangan Desa Dalam Rangka Meningkatkan Kinerja Keuangan Desa.ĭoctoral thesis, Umiversitas 17 Agustus Surabaya. Hamzah, Ardi and Ratnawati, Tri and Riyadi, Slamet
